Scotiabank Outage 2025 :- Scotiabank customers are once again experiencing service disruptions, despite the bank’s assurance that a recent technical outage caused by a third-party vendor has been resolved. While the core issue has reportedly been fixed, many customers are still unable to access their account balances or perform basic transactions.
The timing couldn’t be worse. With bills, rent, and monthly expenses due in early May, many Canadians have expressed frustration over their inability to withdraw funds, make payments, or check accurate balances. Although the bank claims the issue was resolved by Friday morning, complaints continue to pour in, particularly from users with MomentumPLUS Savings accounts.
What Caused the Scotiabank Outage?
Scotiabank stated that a third-party vendor error disrupted the bank’s ability to process transfers and update account balances. The bank confirmed that it is working diligently to restore full services and apologized to users for the inconvenience.
“We sincerely apologize… we are working diligently to ensure account balances are updated as soon as possible,” said a spokesperson.
However, there is still no official timeline on when full functionality will be restored.

Past Incidents of Scotiabank Technical Failures
This is not the first time Scotiabank users have encountered such issues:
- July 2024: Users were unable to clear direct deposits and cheque deposits. Deposits remained unprocessed for several days. The bank later reimbursed fees associated with failed transactions.
- November 2024: Scheduled maintenance led to intermittent service outages across credit card systems and banking apps. The bank waived over-limit charges and interest fees during the affected period.
These repeated disruptions have raised concerns about the stability of Scotiabank’s digital infrastructure.

Impact on Canadian Customers
Many customers voiced their frustrations on social media, stating they were stranded without access to essential funds during a critical time of the month. Several users reported:
- Inability to view or access correct account balances
- Failed bill payments and transfers
- App malfunctions across mobile and desktop platforms
“This has become a very serious issue… I am stranded with no access to my funds,” one user posted.
“The worst is that it’s the first of the month! Like come on,” another added.
Official Response from Scotiabank
Scotiabank has acknowledged the issue and placed the blame on a third-party provider. Although the root problem has reportedly been addressed, delays continue in updating account data.
The bank has promised to refund any fees incurred due to failed transactions and advised customers to contact customer support for urgent concerns.
What to Do if You’re Affected
If you are still experiencing issues:
- Contact Scotiabank customer service via phone or app
- Monitor your account for updated balance information
- Keep receipts or screenshots of failed transactions
- Check Scotiabank’s official website or Twitter page for real-time updates
Conclusion: Trust in Digital Banking Under Pressure
The Scotiabank outage of May 2025 highlights the fragility of digital banking systems when third-party dependencies fail. Although the bank is working on recovery, customers’ financial routines have already been significantly impacted. Going forward, increased transparency and reliability will be crucial for restoring trust.
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FAQs
A third-party vendor glitch affected transaction processing and balance updates.
The core issue is resolved, but some customers still see incorrect balances.
Yes, Scotiabank has committed to reimbursing any related fees.
Log in to your account or contact customer support for assistance.
Yes, major outages were reported in July and November 2024.
Contact Scotiabank support and retain proof of any transactions or balance errors.