Capital One Bank Settlement 2025: Are you aware of the Capital One Bank Settlement Payment in 2025? If the answer is “No,” then you should be aware of this. In the U.S. District Court for the Eastern District of Virginia, Alexandria Division, a class-action lawsuit was filed against Capital One Bank regarding a major data breach. In 2022, Capital One Bank agreed to a settlement of $190 million and paid an additional penalty of $90 million. U.S. citizens who were affected by this breach are now eligible to receive their authorized settlement amount.
If you are one of them, then this blog is for you. In this blog, we will examine the Capital One Bank Settlement Payment for April 2025 and cover important details, such as how to claim the amount, eligibility, and more. Let’s dive in without wasting time.
What Is the Capital One Bank Data Breach Class Action Settlement?
In 2019, one of the largest data breaches in the U.S. was reported, involving Capital One Bank. According to reports, more than 95 million people were affected by this breach, caused by a former employee between August 11, 2022, and May 22, 2023.
The breach exposed personal customer data such as emails, bank details, dates of birth, mobile numbers, and more. However, it is reported that credit and debit card PINs and CVV details were not leaked. Still, the breach led to significant financial losses for Capital One’s customers.
As a result, a lawsuit was filed in the U.S. District Court for the Eastern District of Virginia, Alexandria Division. The case number is 1:25-cv-00302. The lawsuit argued that Capital One failed to protect customers’ private data and did not notify customers in a timely manner, causing a loss of trust.
People who filed complaints against Capital One are now receiving their settlement payments.
Settlement Overview: Key Details at a Glance
| Features | Details |
|---|---|
| Company Name | Capital One |
| Sector | Banking |
| Country | United States of America |
| Case Number | 1:25-cv-00302 |
| Affected Individuals | Around 95 Million |
| Settlement Amount | $190 Million |
| Penalty Paid | $90 Million |
| Amount Per Person | Up to $25,000 |
| Eligibility | Must be a U.S. citizen affected by the breach |
| Official Website | capitalonesettlement.com |
Details of Capital One Bank Consumer Data Breach
| Breach Detail | Information Leaked |
|---|---|
| Social Security Numbers | Up to 140,000 leaked |
| Bank Account Information | Up to 80,000 accounts |
Approved Settlement Amounts for Capital One Bank Users
In 2023, Capital One Bank agreed to a $190 million settlement and paid a $90 million penalty. Affected users can receive:
- Up to $25,000 per person for major financial losses
- $15 to $25 per hour (up to 15 hours) for delayed transaction issues
- $50 to $100 for users without significant financial loss but who were still affected
How to Claim the Capital One Data Breach Settlement Payment
If you were affected by the Capital One data breach, you may be eligible for compensation. Follow these steps to claim your payment:
Eligibility Criteria:
- Must be a U.S. citizen
- Filed a complaint against Capital One Bank
- Complaints must have been filed between 2019 and 2022
- Must have a complaint number or ID
- Must provide proof of transaction or fraud
Claim Process:
- Visit the official website: capitalonesettlement.com
- Navigate to the lawsuit settlement section
- Fill in your details along with proof of transaction
- Submit your bank information for payment
- Make sure to apply before the deadline of September 30, 2022
Expected Settlement Payment Dates in 2025 and Beyond
According to court documents, the company has scheduled multiple settlement payment dates. To track your application, visit the official website and check your email for updates.
| Settlement Issue | Expected Date |
|---|---|
| 1st Payment Date | 28 September 2023 |
| 2nd Payment Date | 4 September 2024 |
| 3rd Payment Date | 10 September 2025 (Expected) |
| Final Payment Date | 13 February 2028 |
Conclusion: How to Stay Updated and Claim Your Amount
If you are among those affected by the Capital One data breach and filed a complaint with all the required details, such as transaction records and complaint ID, you are eligible to claim your settlement amount. Visit the official website for updates and instructions.
| Homepage | sleepauthorities.com |
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